About the 'Book of Bankruptcy' by Robin Meynell
Bob has seen it all. He's experienced every financial hardship there is. He's not good with money and is badly in debt. Bob knows all too well the difficulties of making ends meet in the 21st century. Luckily, Bob isn't real. But he could be. He's like thousands of people who struggle to cope as the debts mount up.
Book of Bankruptcy follows Bob from crisis to crisis, providing invaluable advice along the way, to help you should you find yourself in similar circumstances.
Using real-life scenarios, Book of Bankruptcy explains, simply and informally, the most effective ways to deal with financial problems and how to avoid them in the future.
From bankruptcy and other formal agreements to remedy debts to debt management plans - this book will help guide you out of debt and explain the best options available.
This is a modern book for modern times - a light-hearted, yet essential guide for anyone needing a helping hand to lift them out of a financial crisis.
So you, like Bob, can find a happy ending...
Below is a summarized list of the chapters within the 'book of bankruptcy':
Chapter 1 Individual Voluntary Arrangement (IVA)
Guides the reader through the processes of an IVA.
Chapter 2 Debt Relief Order (DRO)
Guides the reader through the processes of a Debt Relief Order.
Chapter 3 Debt Management Plan (DMP)
Guides the reader through the processes of a Debt Management Plan.
Chapter 4 Bankruptcy - Who's who?
Explains the different people involved in the bankruptcy process and what their role is.
Chapter 5 Bankruptcy - What's what?
Explains the bankruptcy process from start to finish, guiding the reader through the 10 main steps.
Chapter 6 Bankruptcy - How does it work?
Describes the processes that individuals are likely to encounter when made bankrupt. Explanations are given for 'income payment agreements', how assets are dealt with, and more.
Chapter 7 Bankruptcy - Sorting the sheep from the goats
Explains the investigative side of bankruptcy - Explanations are given for Bankruptcy Restriction Orders and Undertakings, Prosecutable offences, Public Examinations and the suspension of a bankruptcy.
Chapter 8 Bankruptcy - Demystifying the investigation
Guides the reader through the key questions given in the bankruptcy questionnaire and statement of affairs - Bob provides a series of alternative answers to questions. The likely repercussions to answers are given.
Chapter 9 Annulment (Cancellation) of bankruptcy
Explains the four main grounds available when applying to get a bankruptcy cancelled.
Chapter 10 How to manage debt
Assuming the reader has opted for one of the above options available to remedy their debts; Bob now provides useful techniques to remain debt free in the future.